Onstad's Insurance Agency – Local, Independent, Trusted.
Onstad's Insurance Agency is independently owned and locally operated to handle your insurance needs. We focus on San Ramon and offer affordable and reliable insurance choices all across California. We will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.
Choice
We work with a wide range of quality, reliable insurance companies and can provide coverage options for any business or personal insurance need.
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Service
We take care of our customers like family. We're here for you – whether to provide a rate, assist with a claim, expand your coverage, or just answer questions.
This Week at Onstad's Insurance
- National Wedding Month February 2, 2026 — February is National Wedding Month! Did you know that your engagement ring, wedding rings AND your wedding can all be insured?
- Cell phones and emergencies September 1, 2025 — Cell phone coverage is often the first utility to be restored after a weather emergency. What was once a luxury form of communication is now often back in service before power & landlines.
- Be a responsible dog owner January 2, 2026 — We all love our furry four-legged best friends, but they may not always behave like we’d expect, especially around strangers or children.
- Evaluate your home insurance January 2, 2026 — Your home may be worth as much or more than your retirement account, so it makes sense to track your home insurance as carefully as you do your 401k.
Auto Insurance
We're experts in finding affordable and complete auto insurance in San Ramon. Request a quote and let us find the right coverage for you.
Home Insurance
Homeowner insurance in San Ramon rates can vary widely. We'll make sure you're properly covered at the lowest rate available.
Business Insurance
Let us review your business insurance needs. It's vital for your business to have the proper coverage in case you ever need it.
Life Insurance
Life changes, and your insurance policy should evolve with it. Contact us for the best selection of affordable life insurance in San Ramon.
What to Do if You Hit a Deer While Driving
Tuesday, February 3, 2026
Hitting a deer can be a startling and dangerous experience, especially if it happens unexpectedly on a quiet road or at high speed. Unfortunately, these incidents are fairly common, particularly in areas with high...
Managing Equipment: Repair, Replace, or Insure?
Thursday, January 22, 2026
For most businesses, equipment is essential to daily operations. Whether it's a commercial oven, HVAC system, delivery vehicle, or a vital piece of manufacturing machinery, unexpected failure can grind productivity to a...
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