On-line Homeowners Quote

Your home is probably your most valuable asset. You should have a homeowner's policy that gives you the protection you need at the best possible price. 

Our carriers have both elite policies that will provide you with a broad range of coverages or standard policies that will provide you with basic protection for your home and personal property.  Excess Liability Insurance should be considered if your personal assets are greater than average.

Ask us about the following: 

Repair Guarantee 
Guarantees that repairs done to your home by an agreed-upon contractor will be done to your satisfaction. 

Home Replacement Guarantee
Covers the full cost of repairing your home when damaged in a covered incident, even if the cost exceeds your policy limits, provided your home is insured for 100% of its replacement value. 

Full Value Contents
If you experience a covered loss in which an item is destroyed or stolen, your policy will pay to replace the item up to the limits stated within the policy and less your selected deductible. The difference between replacement cost and the actual cash value can be considerable.

Elite Coverages (partial listing)

• Building Ordinance (Have building codes changed since your home was built?)

• Replacement Cost on Personal Property

• Additional Living Expense (Unlimited)

• Earthquake 

• Land Restoration ($10,000)

• Backup of Sewers and Drains

Earthquake Hazard Mapping  
Is your home vulnerable to moderate shaking or very violent shaking in an earthquake?  

Quick Claims Response
We have a full time staff to assist you with your claims. 

Homeowners Insurance Quote
We offer a variety of coverages based on your specific needs.  You can obtain an on-line quote by clicking on the link above.  Please e-mail us or give us a call so we may answer any questions you have.  We will be happy to tailor make a program for you. 

Additional Information
Frequently Asked Questions About Homeowners Insurance